查看:950|回复:3
  • 1
newparents2021
头像
列兵
  • 列兵
  • 19
  • 0
  • 27
  • 0
  • @2021-02-17
发表于:2021-10-23 23:01|只看楼主
字体大小:T|T

请教纽约州529的问题?

请问有经验的mm,纽约529plan怎么样啊,还是买别州的比较好。 我的投资账户在fidelity上,所以最好529也在fidelity,但是fidelity没有NY的529,但是有CT,MA,AZ的529,还有一个NH/national plan


NY529都是去这个网站买吗?


https://www.nysaves.org

0
Advertisement
Pigsqwerty2
头像
一等兵
  • 一等兵
  • 445
  • 0
  • 493
  • 0
  • @2021-02-08
发表于:2021-10-24 04:06|只看TA
字体大小:T|T

我也是fidelity. 买了NH 的,去别州上大学也可以用。还不错,我今年开始存一万一个小孩,每人随便选不一样的产品,现在都$12000以上。


我是新手。等看高手指点。



0
Advertisement
changheruhailiu
头像
中尉
  • 中尉
  • 2078
  • 2
  • 19299
  • 0
  • @2018-12-05
发表于:2021-10-24 07:40|只看TA
字体大小:T|T

I don''''t live in New York so no direct experience, but I also live in a state which offers limited state income tax deduction if you invests in the state''''s official state 529 plan. New York offers $10000 state income tax deduction, so it would save you a few hundred dollars more than if you would invest somewhere else.


I chose the Vanguard 529 plan and invested for 15 years or so, the cumulative return is more than 120%, so it does save a big chunk of taxes the scenarios if I had invested in a regular after-tax brokerage account. In hindsight, my regret is that my investment choice was not aggressive enough (I chose stock/bond balance rather than all stock)


Rough tax saving (Fed+State income taxes) is about over 80K.

最后编辑changheruhailiu 最后编辑于 2021/10/24 08:05:47
1
newparents2021
头像
列兵
  • 列兵
  • 19
  • 0
  • 27
  • 0
  • @2021-02-17
发表于:2021-10-24 22:13|只看楼主
字体大小:T|T

0
Advertisement
查看:950|回复:3
  • 1
Advertisement

回复贴子