请问有经验的mm，纽约529plan怎么样啊，还是买别州的比较好。 我的投资账户在fidelity上，所以最好529也在fidelity，但是fidelity没有NY的529，但是有CT，MA，AZ的529，还有一个NH/national plan
我也是fidelity. 买了NH 的，去别州上大学也可以用。还不错，我今年开始存一万一个小孩，每人随便选不一样的产品，现在都$12000以上。
I don''''t live in New York so no direct experience, but I also live in a state which offers limited state income tax deduction if you invests in the state''''s official state 529 plan. New York offers $10000 state income tax deduction, so it would save you a few hundred dollars more than if you would invest somewhere else.
I chose the Vanguard 529 plan and invested for 15 years or so, the cumulative return is more than 120%, so it does save a big chunk of taxes the scenarios if I had invested in a regular after-tax brokerage account. In hindsight, my regret is that my investment choice was not aggressive enough (I chose stock/bond balance rather than all stock)
Rough tax saving (Fed+State income taxes) is about over 80K.